This document (hereinafter - the Offer) defines the order of provision of information services, as well as mutual rights, obligations and relationship between TRAFICBANK LLC, hereinafter referred to as "Contractor", and capable adult consumer of information services, who purchases or has purchased goods using, accepted the Offer, hereinafter referred to as "Customer".


For the purposes of the Offer, the following terms apply:
1.1 Website - a set of intellectual activity results (software, photo, video, etc.), located on the Internet under the unique domain name, through which the Contractor provides information services under the Offer.

1.2 Website Services - functionality, services, tools provided by the Website software and available to Users. The Contractor shall have the right to change the Site Services and their functional features on its own and without notice to Users.

1.3 Goods - the Author's services and/or digital/informational goods, which the Author sells through the Site. Goods are divided into the following types: electronic books and manuals, training courses (text, audio and video), paid access to the Site (membership), and their subtypes

1.4 Administrator - a natural person, a representative of the Contractor, who has the authority to make decisions on complaints of Buyers. Administrator is guided in its activities by internal beliefs and is not responsible for the actions of users of the Site. Communication with the Administrator is carried out by e-mail

1.5 Content - the results of intellectual activity that make up the content of the Site.

1.6 User means a legally capable individual over the age of 15 years, registered on the Site in accordance with the User Agreement, available on the Site at

1.7 Author - a User of the Site, who has placed information on Goods on the Site and who is responsible for the execution of transaction of sale of Goods (rendering of services) with the Buyer.

1.8. Account - a personal account (section on the Website) of the User by means of which the sale of the Goods is managed.


2.1. Present Agreement has the nature of public offer according to article 633 of the Civil Code of Ukraine, is an equivalent of bilateral agreement and, according to the current legislation of Ukraine, is duly enforceable from the moment of Users' full and unconditional acceptance of the terms of this Agreement (Offer) and its Annexes. This Agreement is public, its terms are the same for all users.

2.2 The Buyer's actions, aimed at purchasing of Goods (filling of forms on the Site, payment for Goods), shall be deemed as acceptance, i.e. full consent of the Buyer to the Offer.

2.3 The provisions of the User Agreement are applicable within the framework of the Offer.

2.4 Transactions between the Author who posted the Goods and the Buyer are concluded on the Site. The Site, as well as the Contractor, is neither a payment system nor the operator of electronic funds in the meaning of the Law of Ukraine "On Payment Systems and Funds Transfer in Ukraine" of April 5, 2001, No 2346-III

2.5 The Executor has the right to change the Offer conditions unilaterally at any time. Buyer is obliged to familiarize himself with the current version of the Offer, which is available to any Buyer when expressing his intention to purchase the Goods.

2.6 Buyer agrees to receive promotional and other information from the Contractor by e-mail, indicated on the Website.


3.1 The Contractor renders to the Buyer information services on providing access to information on Goods and an opportunity to pay for them, and the Buyer is obliged to accept the services. The services are provided free of charge, unless otherwise provided by the Site Services.

3.2 The Executor has the right to involve third parties for rendering services under the Offer without coordinating it with the Buyer, remaining responsible for their actions to the Buyer. The provisions of this clause shall not apply to the mutual relations between the Buyers and the Authors upon the fact of the latter's performance of obligations to sell the Goods.


4.1 The Buyer shall transfer money to the Author through the payment acceptance systems "Interkassa" (, "Tranzzo" (, etc. The acceptance of the Offer means the Buyer's full and unconditional acceptance of the payment transfer terms of the chosen system.

4.2 If any technical problems and/or conflicts arise on the abovementioned sites when paying for the Goods, the Buyer undertakes to resolve such conflicts independently with the administration of the relevant site.

4.3 The Executor is not responsible for the consequences of payment rejection by the abovementioned systems and for the timeliness of transfer of payment for the Goods by them. The Goods are considered to be paid for from the moment of receipt of money at the Executor's disposal.

4.4 The prices for the Goods are set by the Authors.

4.5 Payment for Goods with Periodic Payments

4.5.1 Payment with periodic (recurring) payments is provided for some Goods on the Traficbank service.

4.5.2 Recurring Goods are Goods with a starting and recurring price. At the moment of purchase, the Buyer pays the initial price, and then, after a specified period of time (determined by the Author of Goods) pays a periodic price with a specified periodicity: once every 7 - 30 days or once every 1 - 12 months. The Author may specify the number of recurring payments, or the subscription may continue indefinitely until it is cancelled by the Buyer.

4.5.3 Information on the availability of recurring payments, the amount of initial payment, as well as the amount and number of recurring payments is always available to the Buyer on the page of creating an Order for payment for the Goods.

4.5.4 By paying for the Order for Goods with periodic payments, the Buyer agrees to the conditions for writing off periodic payments presented on the Order Creation page and thereby subscribes to writing off periodic payments from the bank card indicated by the Buyer according to these conditions.

4.5.5 The Buyer may cancel the subscription at any time for each Product with periodic payments paid for by clicking on the special link for cancelling the subscription, which is included in the payment receipt letter for the Product with periodic payments. After you cancel your subscription, no future payments will be made on the Goods. The author of the Goods will be notified immediately of cancellation of subscription and Access to the paid Goods shall continue until the next periodic payment has been debited and shall then cease or be transferred to the "free" level. Cancellation of subscription for a particular Commodity does not cancel subscriptions for other Commodities with periodic payments, if the Buyer has purchased several such Commodities.

4.5.6. Payment for Goods with periodic payments is possible only using a bank card and is also carried out with the help of payment acceptance systems "Interkassa" (, "Tranzzo" (, etc. The acceptance of the Offer means the Buyer's full and unconditional acceptance of the payment transfer terms of the chosen system.

4.5.7 Goods with periodic payments may have a trial period from 1 day (24 hours) to 30 days. The trial period may be paid, usually at a lower price than the periodic payment, or it may be free of charge.

4.5.8 If the Goods with periodic payments have a Trial Period of more than 7 days, the Buyer shall be notified seven days before its expiry by a letter sent to the Buyer's e-mail indicated when creating the Order. If the Trial Period is less than 7 days, no additional email notification shall be sent.

4.5.9. After each recurring payment, an e-mail notification (receipt) is also sent with information about the payment, the Goods, the date and the amount of the next payment, if it is expected, as well as a link to cancel the subscription.


5.1 The Contractor is not responsible for the quality of the Goods posted by the Authors. Moderation of the Goods is a right, but not an obligation of the Contractor.

5.2 The Buyer shall independently resolve directly with the Author any disputes related to the performance of the transaction entered into using the Site.

5.3 The Buyer has the right to send the Administrator a complaint (negative feedback) about the unfair actions of the Author. In this case, the Buyer agrees that the Administrator takes all possible measures to resolve the disputed situation as an intermediary, however, the Administrator is not responsible for the quality of Goods and the good faith of the Author.

5.4 The Executor is responsible for the timely transfer of the amount paid for the Goods to the Author, except in cases of force majeure (including technical faults in the Site), as well as unlawful and/or dishonest actions of third parties. From the moment of transfer of the amount paid for the Goods to the Author, the services shall be considered as rendered by the Contractor and accepted by the Buyer.

5.5 If the Author's account is blocked by the time the Contractor receives the money in payment for the Goods, the Contractor shall return the amount paid to the Buyer within 14 (fourteen) banking days.

5.6 The Buyer shall be responsible for the accuracy and relevance of the data reported to the Contractor and shall bear all risks associated with indicating inaccurate information. The Buyer's personal data is processed solely for the purpose of fulfilling the Contractor's obligations under the Offer and in accordance with the Data Use Policy.

5.7. the Buyer understands and unconditionally agrees that he/she uses the services solely at his/her own risk and that the services are provided to the Buyer on an "as is" and "as available" basis, namely that the Contractor does not represent and does not guarantee that
- the services will meet the requirements of the Buyer;
- the services will be provided in an uninterrupted, timely, safe and error-free manner;
- any information obtained by Buyer as a result of using the services will be accurate and reliable;
- defects in the operation or functionality of any software within the Site will be corrected within the period expected by the Buyer;
- Any material downloaded or otherwise obtained through the Site is done at Buyer's sole discretion at Buyer's own risk;
- advice or information verbally or in writing received by Buyer from Users or through services does not provide any warranties not expressly expressed in these terms and conditions.

5.8 By accepting the provisions of the Offer, the Buyer is aware of and unconditionally agrees that the Contractor shall not be liable to the Buyer for:
any direct, indirect, incidental, special, indirect and punitive damages incurred by Buyer while using the Site. Such losses include, but are not limited to, lost profits (both direct and indirect), loss of goodwill and other intangible damages, loss of data, costs of replacement goods or services;
any losses or damages caused to the Buyer, including losses and damages resulting from the Buyer's reliance on the completeness, accuracy or reliability of any advertising information or from the cooperation or transaction between the Buyer and the Author or any advertiser/sponsor whose advertising materials the Buyer received as a result of using the Site.

5.9 The limitation of the Contractor's liability shall apply regardless of the fact whether the Contractor was aware of the possible damage of the Buyer.

5.10. Placing the Content on the Site, leaving feedback, the Buyer undertakes to adhere to the legislation of Ukraine and the country of which he is a citizen. If the Buyer violates the terms of this paragraph, the Executor reserves the right to delete any information posted by the Buyer without the Buyer's prior notice.


6.1 All disagreements or disputes that may arise between the parties to the Offer should be resolved in the pretrial order by negotiations, by sending letters of claim. The term of answer to the claim - 10 (Ten) working days. The Buyer's claims under the Offer are accepted and considered by the Contractor only in writing.

6.2 The Ukrainian legislation is applied to the parties' relations under the Offer.

6.3. If the agreement, for whatever reason, is not reached during the pre-trial proceedings, the dispute arising from the Offer shall be considered in the court of Ukraine


TraficBank LLC. Legal address: 65082, Ukraine, Odessa, Nekrasova per. 7. Office 5